Will these super changes affect you?
As our superannuation balances grow larger, it makes more sense than ever to keep track of the many rules changes that have recently...
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Budgeting tips
Good ways to budget Let's look beyond the basics and focus more on what it takes to stick to your budget. Here are five tips to help you...
How to manage changing interest rates
Rising interest rates Before 2022, few of us gave much thought to rising interest rates. After all, they’d been falling steadily for 14...
How do interest rates affect your investments?
Interest rates are an important financial lever for world economies. They affect the cost of borrowing and the return on savings, and it...
Flexing your retirement plans
The concept of retirement is changing, with fewer people working towards a final retirement date and then clocking off for good. Instead,...
What is portfolio rebalancing?
Just like your car needs a periodic service to stay in tune, here's why you should rebalance your portfolio from time to time. A...
Four steps to plan for a better retirement
Here is a practical approach to creating a retirement plan that will help enable financial peace of mind. Many investors concentrate on...
Super for self-employed people
You don't have to pay yourself super, but when you retire, you might be glad you did. You can make regular or lump sum payments, can...
What happens when your fixed rate term ends
Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and...
Reduce your interest rate with one phone call?
With official interest rates on the move, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal....
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