Could holidays on plastic end up being just “plastic holidays”?
For the past few weeks our family has been enjoying the planning of our annual holiday (sort of). We work long hours and are busy with...
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When your loan stops being interest only
Just over four years ago Sarah bought an investment property. To help pay for it she took out a $400,000, 25-year mortgage that offered...
Why it just got harder to get a home loan!
Anyone applying for a home loan these days will find that there are more hurdles to jump than has recently been the case. So why is it...
Everything you wanted to know about buying a home
Buying a home is one of the biggest financial steps you’ll ever take. It’s also a complex process, and seeking good financial advice right a
More equity = lower interest
Lenders reward borrowers who hold more equity in their property. A lower rate will be offered if you have 70% equity compared to 20%. Why? B
Fixed? Variable? Or both?
One of the most obvious considerations for your home mortgage is whether a fixed or variable rate loan is best for you.
What is responsible lending and why does it matter?
In many cases the difficulties experienced by these borrowers could have been avoided if the lenders had complied with their responsible len
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