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The role of franking credits
Franking credits are a tool used by investors to reduce or eliminate the taxation of dividends. Australian companies that pay dividends to s
7 tips to protect your identity
15,697 were victims of identity theft. These people had their personal details stolen which were then used to borrow money or incur debts in
Early access to super
We all know that our superannuation is there to provide for our financial needs in retirement. That means we can’t usually access our super
Reducing the most important risk to business
You might be a busy business owner, but don’t get too busy to settle the important things. Talk to a professional adviser about the potentia
What drives the value of our dollar?
A rising dollar makes it less costly to travel overseas and decreases the local cost of imported goods. On the downside, it makes many of ou
Want to give away your assets? There are rules.
“Gifting” is a term used by Centrelink when you or your partner, make a gift or dispose of assets for less than the market value. This is de
Protection during parenthood
For many people, one of the most important roles in life is parenthood, but as an “unpaid” occupation, can a full-time Mum or Dad insure aga
If I was 25 again I would…
If I could find just $100 extra per month – less than the proverbial cup of coffee every day – and added this to my repayments on a $300,000
Building your ‘Family Future Fund’
For low and middle income families transport is, perhaps surprisingly, the biggest single cost, but for high income families, education take
More equity = lower interest
Lenders reward borrowers who hold more equity in their property. A lower rate will be offered if you have 70% equity compared to 20%. Why? B
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