Hands up - who wants to save tax?
Prepaying the interest on your investment can bring forward your tax deductions this financial year. It may also enable you to fix the rate
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Want to give away your assets? There are rules.
“Gifting” is a term used by Centrelink when you or your partner, make a gift or dispose of assets for less than the market value. This is de
If I was 25 again I would…
If I could find just $100 extra per month – less than the proverbial cup of coffee every day – and added this to my repayments on a $300,000
Building your ‘Family Future Fund’
For low and middle income families transport is, perhaps surprisingly, the biggest single cost, but for high income families, education take
Preserved but not forgotten
The super rules require that you can’t generally get your hands on your benefit until you meet at least one of a list of conditions. Most of
The financial implications of technology
With all good things, there can be a downside. The cost of mobile phones and other devices is often not in the purchase but in the upkeep, a
Will there always be an age pension?
Both sides of politics have committed to retaining the age pension “for those in need”. The age pension is means tested using both an income
How valuable is your virtual life?
Known as “digital assets”, what you store online can take many forms, and often have no expiry date. So, what happens to your digital proper
Be different today so you can be different tomorrow
Every generation thinks life will be different – and of course, each one is right - but when it comes to planning for the future, while we’r
To gift or not to gift? What about your pension?
With Australia’s age pension being subject to an assets and income test, a simple way for part-pensioners to increase their pension payments
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