finances 9/14

Does the value of the Aussie dollar affect you?

So will the Aussie dollar rise or continue to fall? History suggests flipping a coin may provide as useful an answer as following the opinio

Instant write-off extended

Great news for small businesses with an annual turnover of less than $10 million! The instant tax write-off of eligible assets costing up to

Making your money work harder

When establishing a long-term savings plan, online savings accounts and fixed term deposits in a low-inflation economy will not generate muc

Claiming expenses on investment property

For taxation purposes, there are three major types of expenditure property investors should be aware of, all of which are subject to differe

Investing: how to reduce concentration risk

Concentration risk is the increase in investment risk that comes about from not sufficiently diversifying your portfolio.

Ethical investing – putting your super where your heart is

Millennials – take a bow. Not only are you concerned about how your super is invested, you are more likely than other age group to act on yo

The role of franking credits

Franking credits are a tool used by investors to reduce or eliminate the taxation of dividends. Australian companies that pay dividends to s

Early access to super

We all know that our superannuation is there to provide for our financial needs in retirement. That means we can’t usually access our super

Building your ‘Family Future Fund’

For low and middle income families transport is, perhaps surprisingly, the biggest single cost, but for high income families, education take

More equity = lower interest

Lenders reward borrowers who hold more equity in their property. A lower rate will be offered if you have 70% equity compared to 20%. Why? B