Salary sacrifice vs personal contributions to super
Generally, higher income earners gain the greatest benefit from either of these strategies. Lower income earners may be better off not claim
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This gift could make an enormous difference!
Compounding can be the road to riches and anyone can do it. All you need is perseverance to stay on the savings path and the intelligence to
The benefits of super splitting
Unfortunately not all funds allow contribution splitting so talk to your financial adviser to find out if you can take advantage of this opp
To stay on track, it pays to look back
So how do you feel as you look back at the past five, ten or twenty years? Can you give yourself a pat on the back, or do you feel like givi
“Tap and go” and then what?
It’s not just the easy money that cards provide; it’s the easy form of delivery via “tap and go” that’s pushing our debt to extraordinary le
You’ve paid off your mortgage! Now what?
With a well-crafted financial strategy and a little patience you can look forward to celebrating more of those woo-hoo moments in the future
Should I pay off my mortgage or contribute to super?
Salary sacrifice is made even more attractive as superannuation payouts for people aged 60 and over are tax-free.
Lending money to friends or family – should you do it?
You’ve worked hard, saved for retirement, paid off your home and raised your kids. You’re sitting on a nice little nest egg and expect life
How to protect your credit rating
Most people are aware that a loan default will automatically be recorded on their credit report. However, what many people don’t realise is
Kids, Money & Apps
Children develop their own money ‘habits’ early. Their money personality shines through (spendthrift or hoarder, for example) and by underst
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