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More equity = lower interest
Lenders reward borrowers who hold more equity in their property. A lower rate will be offered if you have 70% equity compared to 20%. Why? B
You CAN save one million dollars!
With so many variables involved, there is no set answer, but these days with many of us expecting to live longer, at least one million dolla
The financial implications of technology
With all good things, there can be a downside. The cost of mobile phones and other devices is often not in the purchase but in the upkeep, a
Good records save small businesses
Every small business owner knows that record-keeping can be one of the most time-consuming jobs; usually it’s the first task put aside durin
What are investment bonds?
Investment bonds are a type of insurance policy primarily used as an investment vehicle. Available from a range of providers, investors can
Virtual Currencies – Funny Money or Legal Tender?
Trading in virtual currencies requires membership in an online community connected by appropriate software, with the value usually being det
Fixed? Variable? Or both?
One of the most obvious considerations for your home mortgage is whether a fixed or variable rate loan is best for you.
When was your last financial review?
If you’re looking after your own investments, it might be time to ask a professional adviser to take a look at your strategy and portfolio t
A different way to help the grandkids
It’s not unusual for grandparents to plan ahead by setting funds aside in a specific account. That is one option, but there might be a bette
A quick word on salary sacrificing to super
This will reduce your take home pay, but it will also decrease your tax so you may not “miss out” on as much as you first thought. As with a
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